Medicare is complicated….
CMS, (the government agency that runs Medicare), recommends that Medicare beneficiaries evaluate their plan every year. Plans change and new benefits become available; potentially saving beneficiaries hundreds, even thousands of dollars yearly.
Retirement is complicated....
There are so many options out there. Stocks, Bonds, Real estate, Annuities, Life insurance - What is best for your needs. When should I retire, take Social Security, how can I reduce taxes. We can help you work through all of these questions.
You need a trusted source
We have been helping people with their retirement and Medicare planning needs since 2005 with all aspects of the retirement planning process. Russ Brown is a Certified Financial Planner and takes his fiduciary duty serious
Russ is a Certified Financial Planner, CFP and a licensed Insurance agent. Russ earned bachelor's degrees in Geology and English from CSU Chico. He worked as a Geologist for many years, specializing in exploration of disseminated gold deposits. He has taught Financial Peace University courses in his church. He and his wife Ava have been married since 1985 and have two wonderful sons and a granddaughter.
Ava is a licensed insurance agent. She earned a degree in Gerontology (the study of human aging) and is a retired grammar and middle school teacher. She has a strong heart for seniors and has the ability to explain complex aging issues in an easy-to-understand way. She was a long-term care ombudsman with the state of California, whose goal was to ensure that the facilities were not violating the rights of seniors.
Please contact us if you cannot find an answer to your question.
To ensure you will not outlive your money or have to lower your lifestyle in retirement, you need to develop a strategy to replace income from working and reduce unnecessary income tax and investment fees, as well as develop an estate plan that includes a strategy to avoid probate and pass your legacy on to your beneficiaries in the best way possible.
We find that most people do. The best part is that we do not charge for this service. Russ and Ava Brown, founders of RNA Retirement Inc., have been helping people navigate the complexities of Medicare for 17 years.
CMS, (the government agency that runs Medicare), recommends that Medicare beneficiaries evaluate their plan every year. Plans change and new benefits become available; potentially saving beneficiaries hundreds, even thousands of dollars yearly. Generous extra benefits and copay reductions have been added to Medicare Advantage Plans this year; such as Dental, Vision, Hearing Aids, Transportation, Gym membership, free over the counter medication, vitamins, supplies and more! Most of these health plans have a $0 premium, include Part D prescription Drug Benefits, and eliminate Medicare deductibles.
We also work with Medicare Supplement and Part D prescription drug plans
La Cresta Circle, Minden Nevada 89423, United States
Monday - Friday: 9am - 5pm
Saturday - Sunday: By appointment
*Investment advisory services provided by RNA Retirement Inc, a registered investment advisory firm, CRD 16898, regulated by the US securities and exchange commission (SEC) and is a member of the financial industry regulatory authority (Finra)